INTERNATIONAL MEDICAL COVER

The majority of health insurance plans only provide cover to members/insured persons in their country of residence. Although many healthcare plans have some cover while members are abroad on holiday or short business trips, these are not suitable for members if they are moving away from their country of residence for purpose of work or study on a long term basis.  For members moving to other countries for long periods of time for work or study, international medical insurance is recommended.  This ensures members and their family can access the best health care available wherever they are around the world.  Many plans include repatriation, which means that members and their family can return to their home country for treatment if the required treatment is not available in the country where they are working or studying.

Client Profile

International health insurance is primarily aimed at expatriates, High net worth Individuals, Businessmen who regularly travel internationally for business and students who are living outside of their home country for an extended period of time.

Main Features

Medical plans usually include cover for day to day medical expenses like visits, to the doctor, planned surgery, emergency treatment, maternity cover, outpatient care, optical and dental plans depending on the level of cover chosen. International medical plans also include cover for chronic and congenital conditions and a wide range of pre-existing conditions.  Plans offered are usually flexible and allow the expats to choose a plan that best suits their needs.