Policy Summary
This policy safeguards the insured (individual or institution) against financial loss arising from accidental loss and/or damage to motor cycles including standard accessories and spare parts thereon whilst being used for social purposes or in connection with the insured’s business (excluding carrying fare paying passengers). It also provides cover for legal liability as a result of injury caused by the insured motor cycle to third party persons or loss and/or damage to third party property.
This covers all motor cycles that are used for private and business use but not for hire and reward. The policy is extended to cover personal injury to the rider in the course of riding the motor cycle.
Client profile
Ideal for motor cycles strictly used for private/ social purposes and business use but not for hire and reward e.g. motor cycles used for mail delivery by companies, motor cycles owned by individuals for private use.
This policy is suitable for:
- Persons who own personal motor cycles
- Businesses or institutions with fleets of motor cycles used in their business for courier services.
