Policy Summary
Political Violence and Terrorism are standard exclusion in all policies and all claims triggered by these occurrences not payable under the policies.
This policy covers the sabotage, terrorism, mutiny, rebellion, insurrection and coup d’état (excluding war and civil war). These risks are normally excluded from standard insurance policies. Coverage for strike, riot and civil commotion can be included in the policy if not already included in the fire and perils policy for the client.
In order to place a terrorism & political violence insurance Policy, the client will need to provide the following details:-
- Full Name of the client /proposer for insurance, Postal Address, Telephone Contact, PIN Number, Occupation (from which client derives his income)
- Physical address and value(s) of each of the property to be insured – Commercial Buildings, Business contents, plant and machinery, furniture fixtures and fittings, equipment & stocks.
- Details of fire prevention measures put in place to prevent and/or mitigate fire losses such as Fire Alarm, smoke detectors etc.
Client profile
This policy is ideal for all organizations and institutions that are exposed to the risks covered under this policy.
